Vivaro Armenia | General Terms and Conditions
1. Legal Basis and Regulation
Vivaro operates in accordance with the legislation of the Republic of Armenia, based on licenses issued by the RA Ministry of Finance. This guarantees that all bets, winnings, and data processing are conducted under state supervision.
| Regulatory Body | Area of Responsibility | Official Website |
|---|---|---|
| RA Ministry of Finance | Licensing and state supervision of the gaming sector. | minfin.am → |
| State Revenue Committee | Tax regulations, accountability, and oversight. | petekamutner.am → |
| Arlis Information System | Official database of RA legal acts, laws, and decisions. | arlis.am → |
2. Registration and Player Verification
To open an account at Vivaro, you must be at least 21 years old (for RA citizens). Participation of minors in games is strictly prohibited and punishable by law. During registration, you are required to provide accurate data, which will be verified by our security service.
3. Financial Regulations
All monetary transfers are conducted exclusively in Armenian Drams (AMD). Players can use bank cards, e-wallets, and payment terminals. Please note that withdrawals are only possible using the same method used for the deposit.
| Payment Method | Deposit Time | Commission | Link |
|---|---|---|---|
| Bank Cards (ArCa, Visa, Mastercard) | Instant | 0% | arca.am → |
| Idram & Telcell | Instant | 0% | idram.am → |
4. Rules for Placing Bets
A bet is considered accepted only after it is registered on our server and receives an identification number. The player is responsible for the accuracy of their selection. The Company reserves the right to cancel a bet if technical errors or signs of fraud are detected.
4.1 Sporting Events
Results of sports bets are based on data from official sources. In case of interruption or postponement of a match, special rules apply, which are detailed in the corresponding section.
5. Bonus Policy
Vivaro offers various bonuses and promotions. Each bonus has its own “wagering” (playthrough) requirements. Bonus funds cannot be withdrawn until all conditions are met. Abuse of bonuses may lead to account suspension.
6. Responsible Gaming
We encourage a responsible approach to gaming. If you feel that gaming is beginning to negatively affect your life, you can use self-exclusion or restriction tools. You can set daily, weekly, or monthly deposit limits.
7. Privacy and Data Protection
Your personal data is processed under strict confidentiality in accordance with the RA Law “On Protection of Personal Data.” We do not provide your data to third parties, except in cases provided by law.
8. Prohibited Actions and Fraud Prevention
Vivaro maintains zero tolerance for any type of fraud, money laundering, or unfair play. Our systems constantly monitor gaming activity to detect suspicious behavior. This includes not only software interference but also agreements between players (Collusion).
8.1 Anti-Money Laundering (AML) and KYC
In accordance with the RA Law “On Combating Money Laundering and Terrorism Financing,” the Company implements strict “Know Your Customer” (KYC) procedures. Every player is obliged to provide information regarding the origin of their funds if the transaction volume exceeds the established threshold. In case of suspicious transactions, the Company has the right to freeze the account and transfer the data to the RA Financial Monitoring Center.
| Type of Violation | Detailed Description | Applied Sanction |
|---|---|---|
| Multi-accounting | Opening several accounts by the same person using different data or IP addresses. | Permanent closure of accounts and cancellation of winnings. |
| Bonus Abuse | Use of promotions and free bets through fraudulent schemes. | Voiding of bonuses and restriction of participation. |
| Collusion | Secret agreement between a group of players to influence the outcome of a game. | Confiscation of funds and notification to law enforcement. |
9. Intellectual Property and Copyright
All materials posted on the Vivaro website are the exclusive property of the Company. This includes not only the logo and design but also sports statistics data, odds calculation methodology, and interface solutions. Any type of data export (Scraping) without permission is strictly prohibited.
10. Special Rules for Casino and Slot Games
All games presented in Vivaro’s casino are supplied by licensed providers. Game results are generated via a Random Number Generator (RNG), which is periodically certified by international laboratories such as GLI and eCOGRA.
10.1 Technical Failures
In case of a technical malfunction, the given game round is considered invalid. This means that all placed bets are returned to the player’s account, and any potential winnings are cancelled. The Company is not responsible for losses incurred due to the instability of the User’s internet connection.
11. Bonus Policy and Wagering Requirements
Bonus funds are available only for gaming purposes and cannot be withdrawn without meeting the “wagering” requirements. Each bonus has its established timeframe; if the conditions are not met within the specified period, the bonus balance is automatically voided.
11.1 Game Contribution Coefficients
Different games have different contribution levels toward bonus wagering. For example, slots usually count 100%, while table games (Roulette, Blackjack) may count only 5-10% or not participate in the wagering at all.
12. Responsible Gaming and Self-Exclusion
We acknowledge the risks associated with gambling addiction and offer a wide range of tools to monitor your activity. According to RA legislation, every person has the right to apply and restrict their participation in winning games by being included in the “Self-Excluded Persons” list.
| Tool | Description | How to Activate |
|---|---|---|
| Financial Limit | Allows you to limit the maximum amount of daily, weekly, or monthly deposits. | Account Settings |
| Time-Out | Voluntary freezing of the account for a period of 24 hours to 6 months without closing the account. | Support Center |
| State Registry | Self-exclusion application that blocks access to all licensed gaming sites in RA. | RA Ministry of Finance |
13. Privacy Policy and Data Processing
Vivaro is committed to protecting the personal data of Users in accordance with the RA Law “On Protection of Personal Data.” Your data is processed exclusively for the purpose of improving service quality and fulfilling legal requirements. We use 256-bit SSL encryption to prevent data leakage.
14. Applicable Legislation and Jurisdiction
These Terms and Conditions are governed by the legislation of the Republic of Armenia. Any dispute that cannot be resolved through negotiations is subject to resolution in the relevant courts of the RA. If any provision of these terms is found to be invalid, the remaining provisions continue to remain in force.
15. Prohibited Actions and Fraud Prevention
Vivaro maintains zero tolerance for any type of fraud, money laundering, or unfair play. Our systems constantly monitor gaming activity to detect suspicious behavior. This includes not only software interference but also agreements between players (Collusion) and any attempt at multi-accounting.
Players are strictly forbidden from using schemes aimed at abusing the bonus system. If it is discovered that a player is placing bets that guarantee a win regardless of the game outcome (e.g., opposite bets using different accounts), Vivaro reserves the right to cancel all winnings and restrict account access until the end of the investigation.
16.1 Software Interference and Bots
It is strictly forbidden to use programs equipped with artificial intelligence, automated systems, or bots that can give an advantage to a player or automate the gaming process. Such attempts are considered a gross violation of the regulations and lead to the immediate blocking of the account without the possibility of a refund. We use modern technical means to instantly detect such interferences.
17. Intellectual Property and Copyright
The entire content of the Vivaro platform, including texts, graphic images, logos, software code, and technical solutions, is the property of the Company. Any data export (Data Scraping), duplication, or use without prior written permission is strictly prohibited and prosecuted by law.
Users are allowed to use the content of the site exclusively for personal, non-commercial purposes within the framework of participating in the games. Any other type of interference with the site’s operation or appropriation of intellectual property will lead to legal liability in the RA judicial bodies.
18. Anti-Money Laundering (AML)
Vivaro strictly follows the RA Law “On Combating Money Laundering and Terrorism Financing.” We are obliged to verify the legality of financial transactions and demand information regarding the origin of funds. The player is obliged to provide all required documents (bank statements, sources of income); otherwise, the Company has the right to suspend transactions and freeze the account.
19. Responsible Gaming and Self-Exclusion
We acknowledge that gambling can cause addiction. Vivaro offers self-exclusion tools that allow players to restrict their access to the site or set bet limits. According to RA legislation, you can also apply to the state authorized body and be included in the official “Self-Excluded Persons” registry.
Responsible gaming is our priority. We encourage users to set time and financial restrictions before starting the game. If you feel that the game is beginning to negatively affect your life, we recommend immediately taking advantage of the “time-out” possibility.
20. Limitation of Liability
The Company is not responsible for technical failures caused by the quality of the user’s internet connection or equipment malfunction. In the event of data leakage or loss that occurred due to user negligence (e.g., transferring a password to another person), Vivaro is exempt from any responsibility.
We take all possible technical measures to ensure the smooth operation of the site, but we do not guarantee that it will be absolutely free of errors. In case of any technical error that has affected the result of the game, the Company has the right to cancel the given game round and return the bets.
22. Rules for Casino and Sports Betting
Vivaro offers a wide selection of games. Each game has its own rules, which are available within the game. In the case of sports betting, official protocols are taken as the basis. If the game is postponed or cancelled, the specific provisions of the sporting regulations apply, which are described in detail in the relevant section of the site.
23. Privacy Policy and Data Security
Vivaro uses modern SSL encryption technologies to guarantee the security of your data. We process your data only in accordance with the RA Law “On Protection of Personal Data.” We do not provide your data to third parties, except in cases provided by law.
24. Final Provisions
The Company has the right to change these Terms and Conditions at any time. In case of significant changes, users will be informed via email or internal site messages. By continuing to use the site, you confirm your agreement with the new terms.
Last update: April 2026 | Vivaro Armenia – All rights reserved.
Warning: Participation in the game carries a risk of material damage. Play responsibly.